Our Team

Robert J. Richards Sr. and his wife, Jeanne Richards, started EPA Financial Services in 1977 as a way to help people like you and your family pursue your financial goals.

Upon graduating from college, their daughter, Heather Richards-Barone, taught elementary school. After a few years, something called her back to the job she started while in high school. Heather joined EPA Financial Services full-time in 2003. From 2003 until 2015, Heather worked hard doing double duty as vice president of operations and an advisor. In 2015, Heather took over as president of the company.